The need for life insurance ultimately depends on your individual circumstances and financial goals. If you have dependents who rely on your income to maintain their standard of living, then life insurance can provide peace of mind and financial security for them in the event of your unexpected death. Similarly, if you have outstanding debts, a mortgage, or other financial obligations, life insurance can provide a way to ensure those debts are paid off and your loved ones are not left with a financial burden. It’s important to evaluate your specific situation and consider the potential benefits of life insurance before making a decision.

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