Personal accident insurance is cover that protects you in the event that you suffer a serious injury, as a result of an accident, which prevents you from working.
The benefit of having personal accident insurance is that if you are unable to work due to an accident, then you and your family will receive some financial support.
How it works
If you have an accident which prevents you from working, you will receive a regular income. Not all types of accidents are included so it’s a good idea to check with your provider which ones are covered.
Accidental death cover
Accidental death cover provides for the payment of a lump sum if the policy holder dies directly as a result of injuries sustained in an accident, for example a car accident.
Working out what type of cover you need and how much you should pay for this protection can seem complicated, but it doesn’t have to be. Our advisors are on hand to answer any of your questions and to talk you through your options.